Director Disability Underwriting Strategy & Market Development

Munich Re Life US is seeking an experienced disability underwriting professional to serve as a strategic partner in advancing our individual disability income (IDI) growth objectives. This role will combine deep disability underwriting expertise with market knowledge, business development support, client engagement, and innovation leadership to help strengthen Munich Re's position as a premier disability reinsurance partner.

The Director, Disability Underwriting Strategy & Market Development, will work closely with underwriting, business development, product, technology, and client stakeholders to identify growth opportunities, drive underwriting innovation, support the adoption of emerging technologies, and enhance Munich Re's thought leadership within the disability marketplace.

In addition to supporting current strategic priorities, this role will help build organizational capability and preserve critical disability underwriting expertise to ensure continued market leadership and long-term succession readiness.

Responsibilities:

Disability Growth Strategy

• Support profitable growth initiatives across Individual Disability Income (IDI), Guaranteed Standard Issue (GSI), High Limit IDI, Group Long-Term Disability (GLTD), and related living benefits markets.
• Monitor market trends, competitive developments, emerging products, and distribution strategies impacting the disability marketplace.
• Partner with underwriting and business development teams to identify and evaluate new growth opportunities.
• Provide strategic insights that enhance Munich Re's market position and client value proposition.

Client and Market Leadership

• Serve as a subject matter expert for disability underwriting and living benefits solutions.
• Participate in client meetings, industry conferences, and strategic initiatives to strengthen relationships and support business development efforts.
• Collaborate with clients to explore underwriting innovations, process improvements, and emerging market opportunities.
• Represent Munich Re as a thought leader within the disability underwriting community.

Underwriting Innovation and Transformation

• Partner with disability underwriting leadership to advance automated underwriting, artificial intelligence, and digital underwriting initiatives.
• Help identify and implement innovative solutions that improve underwriting efficiency, consistency, and customer experience.
• Support initiatives involving tools and platforms such as MIRA Pro, Sixfold, Alitheia, and future underwriting technologies.
• Evaluate emerging underwriting methodologies and recommend opportunities for adoption.

Strategic Project Leadership

• Lead or support cross-functional projects that advance disability underwriting and living benefits strategies.
• Coordinate efforts across underwriting, product, business development, technology, and operations teams.
• Drive execution of strategic initiatives from concept through implementation.
• Promote organizational alignment and change management for key initiatives.

Qualifications:

• 8+ years of disability underwriting experience within a carrier, reinsurer, brokerage, consulting organization, or related insurance environment.
• Deep knowledge of Individual Disability Income (IDI) underwriting and disability insurance products.
• Demonstrated ability to influence stakeholders and lead initiatives without direct managerial authority.
• Proven ability to manage complex projects and strategic initiatives.
• Experience with underwriting automation, artificial intelligence, predictive analytics, or digital transformation initiatives.

Preferred:

• Expertise in Guaranteed Standard Issue (GSI), High Limit IDI, Group Disability, or related living benefits products.
• Industry recognition through conference participation, speaking engagements, publication, or market leadership activities.
• Reinsurance experience.
• Professional insurance designations or advanced education.

About Munich Re

Together, we engage with everything we have and are, to help humankind act braver and better.

As the world’s leading reinsurance company with more than 40,000 employees in over 50 locations around the globe, Munich Re introduces a paradigm shift in the way you think about insurance.  By turning uncertainty into manageable risk, we enable fundamental change.  We recognize Diversity, Inclusion, and Belonging as a key priority with a culture that welcomes different thoughts and opinions.  We dare to think big and are continuously innovating on behalf of our clients.

Our data, our technology, and our teams place us in a unique position to drive transformative change in the life insurance industry.  We invest strategically in our world class talent, offering our employees a work experience that promotes professional development, innovation, and rewards high performance.

The base salary range anticipated for this position is $160,000 to $185,000, plus an opportunity for an annual company bonus based upon a percentage of eligible pay.

The salary estimate displayed represents the typical salary range for candidates hired in this position. Factors that may be used to determine your actual salary include your specific skills, how many years of experience you have and comparison to other employees already in this role.

What Can We Offer You?

We are proud to offer our employees, their domestic partners, and their children, a wide range of insurance benefits:

• Two options for your health insurance plan (PPO or High Deductible).
• Prescription drug coverage (included in your health insurance plan).
• Vision and dental insurance plans.
• Additional insurance coverages provided at no cost to you, such as basic life insurance equal to 1x annual salary and AD&D coverage that is equal to 1x annual salary.
• Short and Long-Term Disability coverage.
• Supplemental Life and AD&D plans that you can purchase for yourself and dependents (includes Spouse/domestic partner and children).
• Voluntary Benefit plans that supplement your health and life insurance plans (Accident, Critical Illness and Hospital Indemnity).

In addition to the above insurance offerings, our employees also enjoy:

• A robust 401k plan with up to a 6% employer match
• Paid time off that begins with 24 days each year, with more days added when you celebrate milestone service anniversaries.
• Eligibility to receive a yearly bonus as a Munich Re employee.
• A variety of health and wellness programs provided at no cost, including a gym fitness reimbursement.
• Paid time off for eligible family care needs.
• Tuition assistance and educational achievement bonuses.
• A corporate matching gifts program that further enhances your charitable donation.
• Paid time off to volunteer in your community.

Please note that only candidates who are selected for interview will be contacted directly. We thank all candidates for their interest.

At Munich Re US, we see Diversity and Inclusion as a solution to the challenges and opportunities all around us. Our goal is to foster an inclusive culture and build a workforce that reflects the customers we serve and the communities in which we live and work. We strive to provide a workplace where all of our colleagues feel respected, valued and empowered to achieve their very best every day. We recruit and develop talent with a focus on providing our customers the most innovative products and services. We are an equal opportunity employer. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.